What would you do if you took a random or routine trip to the ATM to withdraw some money from your account, and you noticed a significant difference in your balance from what you withdrew? Now of course, you may or may not have overcompensated for what you might have thought existed in your account, and overshot to the negative. And then there is the percentage of the population that has seen a random direct deposit hit your account that you did not expect, like the government-issued stimulus checks. But what about an amount that exceeds your wildest dreams, say over 7 figures?
That’s the story of a Florida woman by the name of Julia Yonkowski. Over the weekend, she took a trip to her local Largo Chase bank because she needed to withdraw $20, WFLA news reports. When she got to the ATM, Yonkowski checked her balance prior to making the transaction and discovered that she had become a multi-millionare.
Scratch that. Julia Yonkowski was almost a billionaire! The ATM spewed out a receipt that showed her a figure amounting to $999,985,855.94 sitting in her account.
While some may have been excited about this discovery, Yonkowski was not. In fact, she was “horrified” and did not know what to do.
“Oh my God, I was horrified,” she told WFLA. I know most people would think they won the lottery but I was horrified.”
Yonkowski’s original mission was immediately aborted in that moment. She wasn’t even able to retrieve the $20 as it would have altered the status of her account even more, she told WFLA. “When I put in for the $20, the machine came back and said we’ll give you the $20 but that’ll cause an overdraft and you will be charged,” said Yonkowski. With that she decided to “just forget it.”
With Yonkowski now easily being classified as one of the richest women in the world, at least according to her Chase Bank receipt, she could have easily “balled out of control”, or thought to have her family set up for years of generational wealth, and so on. The infinite possibilities could have been a fleeting thought, but not enough for Yonkowski to act on anything except try and do the right thing.
Thoughts of fraudulent activity began to enter her mind and she feared her account fell victim to an attack. “It kind of scares me because you know with cyber threats,” WFLA reports. “You know I don’t know what to think.”
Yonkowski told WFLA that she spent the weekend attempting to contact someone from Chase Bank to rectify the situation but said, “I just can’t get through. I get tied up with their automated system and I can’t get a person.”
Elsewhere she expressed to reporters, “I know I’ve read stories about people that took the money or took out money, and then they had to repay it and I wouldn’t do that anyway because it’s not my money.”
Finally, after a weekend of living in limbo as a multi-millionaire, she was contacted by a representative from the local Chase Bank as well as their customer service group to “clarify the discrepancy”, according to a report from the New York Post.
“I know I’ve read stories about people that took the money or took out money, and then they had to repay it and I wouldn’t do that anyway because it’s not my money,” Yonkowski said to WFLA.